Pradhan Mantri Awas Yojana (PMAY) is a initiative from Prime Minister Narendra Modi which focuses on providing the housing for all Urban Poor by the year 2022. India’s Union Minister M. Venkaiah Naidu along with PM Modi launched this scheme on 1 June 2015. It is proposed to make 2 Crore houses by the year 2022 through PMAY.
This scheme will be implemented during 2015-2022 and it will provide central assistance to the ULBs and other agencies. As per the Census of 2011, all the towns eligible for the same will be notified on the website only.
Recently, the Central Government has approved the online form of PMAY (Pradhan Mantri Awas Yojana) that too in Hindi & other regional languages. But, even now the circumstances are not very clear about the rural areas that will this scheme be applicable in the rural areas or not.
As far as rural areas are concerned, the people from urban areas can fill the online application form from the official websites pmayis.gov.in and mhupa.gov.in. For your convenience, the full form of the MHUPA is Ministry of Housing and Urban Poverty Alleviation. The other names for this committee are Pantpradhan Jan Ghar Yojna or Pantpradhan Awas Yojana in Maharashtra.
Components of Mission under PMAY Scheme
- Credit Linked Subsidy.
- Affordable Housing in Partnership.
- Beneficiary Led Construction.
Type of Houses to be build under the “Housing for All” scheme:
- Pucca (CC and Stone Slab).
- Semi-Pucca (Asbestos/Steel Sheet, Tiled).
- Katcha (Grass/Thatched, Tarpaulin and Wooden).
NPV Subsidy Calculator: It is the tool which was developed by PMAY website. It will be helpful in finding the Subsidy amount in the easiest manner possible. You just have to enter the total loan amount, rate of interest and number of EMIs. The toll-free helpline numbers 1800-11- 3377 and 1800-1103388. With the help of this, people can also calculate their NPV using the same!
How to Apply PM Awas Yojana Application Form Online?
Ministry has announced that the beneficiary based card is not able to apply the verification. Applicant will have to find CSC location using the official website. The form is available on that website only.
A memorandum was being signed by 60,000 Common Service Centers. It says that the form has to be filled for the same. The charges for filling online application is only ₹25/-. Venkaiah Naidu, Urban Development Minister said, ‘Digital India’s mission is to change the India’.
He said with regard to this scheme until 2005-14, when around 13.70 million people were relocated to the poor housing. Though, Government has provided 1.1 million houses to the poor. Once the applicant has filled the application, he or she will receive a receipt thereafter.
Applicant will also have his or her picture on the receipt. He or she will have to visit the nearby service centre for gaining the whole information. It is important to note that the Aadhar card is mandatory for this scheme.
It is very important for applicants to go through the set of instructions and guidelines given on the website. These are also available in the PDF Format, so that applicant should not face any kind of problem.
- Official Website: http://pmaymis.gov.in
- PMAY Application Form (Survey Form 4A and 4B).
- Revised Pradhan Mantri Awas Yojana Guidelines (Hindi).
- Revised Pradhan Mantri Awas Yojana Guidelines (English).
The PMAY guidelines are mentioned below:
- It is one home loan application.
- Applicant will have to attach affidavit or self income proof as a proof for income.
- Can be applied directly or through local agencies identified by the State/ULBs.
- Quarterly information of Beneficiary through any of the valid identity proof or with a certificate of house ownership from the Authority.
- Validation of Beneficiary.
- Interest rate would be 6.5% on the loan of 6 Lakhs, and 9% on the amount above 6 Lakhs.
- PLIs submitting claims to C.N.A.
- Funds transfer from GOI to C.N.A-It is an advanced subsidy that will be released to each C.N.A at the beginning of the scheme.
- Approval of claims by C.N.A.
What is PMAY Housing scheme aimed at?
In lieu with cooperative federalism, this mission provides the freedom to states for choosing the most suited option amid four verticals, of the mission to fulfill the demands of poor for having a house in their states.
The process for the project formulation and the approval as per the guidelines of the mission, will be left to the states only, so that the projects can be formed, approved and should be implemented fasted and under their supervision only.
PMAY is a technology sub-mission under this mission that has been set up, in order to fulfill the needs of poor. This mission helps in proving latest, unique, innovative and environment-friendly approaches for the betterment of people and of environment as well. These approaches also help in building faster and quality construction of houses.
It also facilitates the preparation and implementing latest designs and building plans for many geo- climatic states. It is also helpful in creating awareness about disaster management and environment-friendly technologies for the betterments of the society. What are you waiting for? Just apply for it today!